Nigerian Compliance Intelligence
CBN
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CAC
SEC
NITDA
NAFDAC
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RenikGPT

CBN · FIRS · CAC · SEC · NITDA · NAFDAC

Online
Do I need to register my startup?
CBN fintech licensing requirements
How to file company tax (FIRS)
NITDA data protection for my app
SEC crowdfunding rules Nigeria
NAFDAC registration for food products
What is the penalty for late filing?
RG
Hello! I'm RenikGPT — your AI guide to Nigerian business compliance.

Ask me anything about CBN, FIRS, CAC, SEC, NITDA, or NAFDAC regulations. I'll explain it in plain language with specific citations, deadlines, and penalties.

You can also browse the Regulatory DB, upload new PDFs, generate a Compliance Checklist for your business, or check the latest Reg Alerts.
RenikGPT · Not legal advice · Contact a Lawyer
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RenikGPT is not a lawyer · Always verify with a qualified Nigerian solicitor · Contact a Lawyer
Regulatory Database
Browse Nigerian compliance requirements by agency
All Agencies
CAC
FIRS
CBN
NITDA
SEC
NAFDAC
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Upload Regulation PDF
Upload a PDF regulation — RenikGPT will extract and summarise it
PDF
Drop a PDF regulation here
CBN circulars, FIRS guidelines, NITDA frameworks, CAC forms…
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Compliance Checklist Generator
Get a personalised regulatory checklist for your business

Tell us about your business

Compliance Deadline Tracker
Key Nigerian regulatory filing dates — never miss a deadline again
Legal Connect
Connect with verified Nigerian compliance lawyers and consultants
LAW
When RenikGPT says "consult a lawyer" — we mean it
RenikGPT gives you the map. A licensed professional walks the road with you. The lawyers below specialise in Nigerian corporate, tax, and regulatory law.
AO
Adaeze Okonkwo, Esq.
Corporate & Regulatory Law
CACFIRSCAMA 2020
10+ years advising Nigerian SMEs on company registration, tax structuring, and CAC compliance. Former FIRS counsel.
Lagos, NigeriaOkonkwo & Associates
BU
Babatunde Usman, Esq.
Fintech & CBN Regulatory
CBNSECFintech
Specialist in CBN licensing, PSB applications, and fintech regulatory frameworks. Handled 30+ PSSP licence applications.
Abuja, NigeriaUsman Legal Partners
CI
Chisom Ike, Esq.
Data Protection & NITDA
NDPRNITDADPO
Certified Data Protection Officer with expertise in NDPR audits, breach notification, and NITDA compliance for tech companies.
Lagos, NigeriaDigital Compliance Hub
KA
Kemi Adeyemi, Esq.
Food, Pharma & NAFDAC
NAFDACSONImport/Export
20 years in NAFDAC product registration, food safety, and pharmaceutical import/export permits. Based in Lagos with national reach.
Lagos, NigeriaAdeyemi Regulatory Counsel
OO
Omenka M.A. Ode, Esq.
Corporate, Tax & Regulatory Law
CACFIRSCorporate
Barrister & Solicitor at O. M. A. Ode & Co. — Reliance Chambers. Specialises in Nigerian corporate law, regulatory compliance, and business advisory services.
NigeriaO. M. A. Ode & Co.
Are you a compliance lawyer or consultant?
Join the RenikGPT Legal Network and get warm leads from businesses that already understand their compliance gaps.
Plans & Pricing
Transparent compliance intelligence — from free to enterprise
Free
₦0/mo
For founders just starting out
  • ✓ AI compliance chat (10 questions/day)
  • ✓ Regulatory database access
  • ✓ Basic reg alerts
  • ✓ 1 compliance checklist
  • ✗ PDF export
  • ✗ Deadline tracking
  • ✗ Saved reports
Starter
₦3,000/mo
For early-stage businesses
  • ✓ Unlimited AI chat
  • ✓ Advanced checklists
  • ✓ 5 saved reports
  • ✓ PDF checklist export
  • ✓ Deadline tracker
  • ✗ Legal Connect
  • ✗ Multi-user
Business
₦20,000/mo
For compliance teams
  • ✓ Everything in Pro
  • ✓ Multi-user (up to 10)
  • ✓ API access
  • ✓ Priority support
  • ✓ Custom reg alerts
  • ✓ White-label reports
  • ✓ Dedicated account manager
One-Time Compliance Reports
CAC
Company Registration & Corporate Compliance
₦2,000
FIRS
Tax Compliance Readiness Report
₦2,500
CBN
Fintech & Banking Licence Readiness
₦5,000
NITDA
NDPR Data Protection Audit Report
₦3,000
Regulation Alerts
Latest changes from CBN, FIRS, CAC, SEC, NITDA, NAFDAC
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Saved Reports
Your generated compliance checklists — pick up where you left off
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Generate a compliance checklist and click Save Report to store it here.
Templates Store
Nigerian compliance document templates — free and premium
DOC
Free templates download instantly. Premium templates are available via Paystack — wiring up payment soon.
Doc Mapper
Compare a document against a saved checklist — find gaps instantly
1
Choose a saved checklist
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2
Upload a regulation / policy PDF
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PDF
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or drag and drop
Browse files
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Analysis Summary
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Covered by document
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Gaps — not addressed in document
0
🆕
New requirements found in document
0
ADMIN
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Team Accounts
Collaborate with your compliance team — shared checklists, docs, and reports across your whole organisation.
NEW
Create a Team
Set up a new organisation workspace. Invite teammates, share checklists, and manage compliance together.
JOIN
Join a Team
Got an invite code from your team owner? Enter it below to join your organisation's workspace.
Register My Business
CAC Business Registration Wizard — BN · Ltd · LLP · NGO
CAC
1
Entity Type
2
Business Name
3
Details
4
Directors
5
Documents
6
Review
Choose your business structure
This determines your registration form, fees, and required documents
BN
Business Name
Sole proprietorship or partnership. Simplest and cheapest. Owner is personally liable.
₦10,000 – ₦15,0005–7 days
Form BN 1
LTD
Private Limited Company
Separate legal entity. Shareholders have limited liability. Most common for SMEs.
₦35,000 – ₦60,00014–21 days
Form CAC 1.1 / CAC 2
LLP
Limited Liability Partnership
Hybrid of partnership and company. Partners enjoy limited liability protection.
₦25,000 – ₦40,00010–14 days
Form LLP 1
NGO
NGO / Incorporated Trustees
For non-profits, charities, religious bodies, and associations under CAMA 2020.
₦20,000 – ₦30,00021–30 days
Form CAC IT 1
Propose your business name(s)
CAC requires up to 3 name options in order of preference. We'll check availability for you.
CAC Name Rules: Must be unique, not misleading, not offensive, and not already registered. Names ending in "Limited" or "Ltd" are reserved for Ltd companies. BN names must end with proprietor's name or indicate the nature of business.
Business details
Registered address and nature of business — these appear on your certificate
Minimum share capital: ₦100,000. Filing fee = 1% of capital + stamp duty.
Directors / proprietors
Personal details for all owners, directors, or trustees. Fields with amber border are pre-filled from your profile.
Required documents
Tap each document to mark it as ready. All items marked Required must be provided to CAC.
Documents are submitted directly to CAC via their online portal or a CAC-accredited agent. RenikGPT helps you prepare — we do not submit on your behalf.
Review your application
Double-check all details before submitting. You can tap Edit on any section to go back.
Fee Estimate
Fees are paid directly to CAC via Remita. Amounts are indicative and subject to change. Service charge covers CAC processing.
CAC Payment: All fees payable via Remita on the CAC online portal (pre-registration.cac.gov.ng). Payment reference is generated after name approval. No payment should be made to any individual agent.
Application Prepared!
Your CAC registration application has been prepared. Take note of your reference number and proceed to the CAC portal to submit and pay.
REFERENCE
Next Steps
1. Visit pre-registration.cac.gov.ng and create an account
2. Submit your proposed business name for availability search
3. Pay fees via Remita once name is approved
4. Upload required documents and submit application
5. Collect your Certificate of Incorporation / Registration
Compliance Journey
Your personalised Nigerian compliance roadmap
We'll ask you a series of questions about your business, then generate a step-by-step compliance journey with pre-filled forms, legal citations, and a living dashboard.
~15 min
This will take 15–20 minutes
Please have the following ready before you begin:
CAC Certificate (if registered)
Director / Owner ID — NIN (11 digits) or Passport
Tax Identification Number (TIN) — 10–11 digits
Business address proof
Any existing licences or permits
BVN (11 digits) — for banking / fintech businesses
Don't have everything? No problem — you can upload documents later on each compliance step.
MODULE A — BUSINESS IDENTITY
MODULE D — DOCUMENT UPLOAD
Upload your documents
Upload what you have — RenikGPT will scan each document and auto-fill your compliance steps.
All documents are stored securely. You can also skip this and upload them individually on each compliance step.
Building Your Compliance Journey
Analysing Nigerian regulations relevant to your business type and industry.
Identifying applicable agencies
Mapping regulatory requirements
Sourcing legal citations
Calculating compliance weights
Generating your journey
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Compliance Journey
Your personalised roadmap to full compliance
AI
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Why This Matters
Documents Required
Upload Documents for this Step
+
Tap to upload — PDF, JPG, PNG, DOCX
RenikGPT will scan and verify each document
Legal Basis — Tap to open source ↗
Pre-filled Form
Review and complete your details
Generating your pre-filled form…
Nigeria's Compliance Intelligence Platform — Built for Business
01 / 03  ·  WHAT WE DO
LAW
Nigerian compliance, in plain language
Navigating CBN, FIRS, CAC, NITDA, SEC, and NAFDAC costs Nigerian businesses thousands of hours and millions in avoidable fines every year.
Ask RenikGPT anything — get answers with specific law citations, deadlines, and penalty amounts
No legal jargon. No vague summaries. Actionable guidance your team can act on today
All 6 major Nigerian regulatory agencies covered in one place
02 / 03  ·  THE TOOLS
ORG
Built for founders, CFOs, and compliance teams
RenikGPT is a B2B compliance platform — every tool is designed around how Nigerian businesses actually operate.
AI Chat — ask any compliance question and get cited, specific answers in seconds
Compliance Checklist Generator — personalised to your industry, structure, and turnover stage
Regulatory Database — searchable index of current Nigerian regulations by agency and severity
PDF Analyser — upload any CBN circular or FIRS guideline and get a plain-English summary
Reg Alerts — stay ahead of new regulations before they become a liability
03 / 03  ·  THE VALUE
🚀
Stay compliant. Stay focused on growth.
Every day a compliance gap goes unaddressed is a day your business is exposed to fines, licence revocations, or operational shutdowns.
Start with the Compliance Checklist — 2 minutes to surface your highest-risk gaps
Use AI Chat before any major business decision that touches regulation
Set up Reg Alerts so your team is never caught off guard by a new circular
RenikGPT makes sure you walk into every conversation with your solicitor — or your board — fully informed
Let's set up your business profile
Step 1 of 4 — Business Name
What's your business called?
This helps RenikGPT personalise your compliance checklist and reports.
Step 2 of 4 — Business Structure
How is your business structured?
Your legal structure determines which CAC and CAMA requirements apply to you.
Step 3 of 4 — Industry
What industry are you in?
Industry determines which sector-specific regulations — CBN, NAFDAC, SEC — apply.
Step 4 of 4 — Annual Turnover
What is your annual turnover range?
Turnover determines your VAT threshold, tax rate, and filing obligations under FIRS.

Request Consultation

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DOC
Document
Key Compliance Points